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Latest revision as of 18:42, 21 September 2026
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You can convert the Roth of a traditional IRA or 401k without paying penalties. There will be to spend the money for normal tax on the gain, but it really really is still worth it. Why? Once you fund the Roth, that money will grow tax free and be distributed you tax open. That's a huge incentive to make your change if you can. Tax is often a universal confidence. Another tax-related certainty that's virtually universal is that single people pay more tax than their married brethren.
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