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Revision as of 18:41, 11 August 2026
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Muni bonds should be owned with your taxable brokerage accounts, without having it in your IRA or 401K accounts because income in those accounts has already been tax-deferred.
Make sure you know the exemptions used to the bond university. For example, municipal bonds are generally exempt from federal taxes, and become exempt from state and local taxes when you genuinely resident from the state.
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